Preparing For A New Year

In two days, we will start another year, 2024. It seems so unreal to me! The years go by so fast now. As a new year starts, I realize how important it is to plan. As I get older too, I have to write more down and not depend only on my memory. This is good though, it helps me in preparing for a new year! Each year, my husband and I set up a new budget. W…